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Month: February 2020

How to get a credit despite loan

In principle, a loan can be taken out in spite of a loan, provided that the sum of the repayment obligations of the new loan and the existing loan is compatible with the disposable income of the loan customer. For this purpose, the bank carries out a household calculation and compares the income less fixed […]

February 27, 2020

Credit bureau free loan without proof of salary

Getting credit from a bank in Germany when there is negative entry is the Credit bureau is a hopeless endeavor. Anyone who has been entered in the consumer credit agency, regardless of which entry, has no chance in this country to obtain a bank loan. But there is another way, as loans without Credit bureau […]

February 14, 2020

What does the client need to know about the loan application?

With the loan application, the “loan applicant” addresses the bank after initial preliminary talks and drawing up a financing plan in order to initiate its financing project in the formal way. The bank will examine the incoming loan application together with the attached documents, the creditworthiness and creditworthiness of the applicant. If the bank’s decision […]

February 3, 2020